Performing Hajj with money from cooperative fund
Fatwa No: 247183

  • Fatwa Date:15-4-2014 - Jumaadaa Al-Aakhir 15, 1435
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I am planning to perform hajj this year along with my parents (In Sha Alla) and would like to know if I can go hajj with committee/Jamaeya/self financing money where a group of people put in some amount every month and is given to each person in a different month. Thanks,


All perfect praise be to Allaah, The Lord of the Worlds. I testify that there is none worthy of worship except Allaah, and that Muhammad  sallallaahu  `alayhi  wa  sallam ( may  Allaah exalt his mention ) is His slave and Messenger.

The common practice of collecting a certain sum from people's monthly salaries and then handing it to one of them at a time, with each person taking the amount in turn until each one of them has taken the amount, is permissible. A number of contemporary scholars, including Shaykh Abdul-‘Azeez ibn Baaz and Shaykh Ibn ‘Uthaymeen  may  Allaah  have  mercy  upon  them  have issued Fatwa statements that it is permissible. Shaykh Ibn ‘Uthaymeen, may Allaah have mercy upon, said: “There is nothing wrong with this cooperative fund. It is permissible and there is no problem with it at all; for people or employees to agree and say: we will give one of us 1,000 riyals, i.e. each and every one of us hands him 1,000 riyals; if they were ten employees, the first takes 9,000 riyals. In the second month, the second person takes 9,000 riyals, and so on, until everyone has taken the same amount - there is absolutely nothing wrong with this…

There is nothing wrong with performing Hajj with the money from the collected funds, as it is money taken by loan; so if the Hajj does not affect the payment of the remaining installments which one of the participants has to pay to others, then it is permissible.

For more benefit, please refer to Fatwa 85899 about the performing Hajj while having debt.

Allaah Knows best.

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