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View By Subject 435 fatwas
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The transaction in question combines two abominable kinds of Ribaa
I have a friend who was waiting to receive a bank money order from another country in order to send it with someone who would then travel to another country. However, the bank money order did not reach on time. Therefore, he asked me for a loan saying, “If I do not receive this amount of money today, I must travel or I will lose 700 dollars in.. More
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The Gold Quest Company commits several violations of the Sharee'ah
I want to ask about the Gold Quest Company. This company deals in rare coins. A coin's value might be $800, and the company allows the customer two options, either to pay the value at one time or to pay in installments. It also allows him to market the coin. If he manages to bring ten customers, he receives a 5% commission, and every time he brings.. More
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He purchased a piece of agricultural land by Ribaa, will its produce be unlawful?
A father purchased a piece of agricultural land by a bank loan. Will the produce of the land be unlawful, noting that the loan is based on Ribaa? If yes, are the children considered consumers of Ribaa like their father?.. More
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Ruling on paying the rent of one’s apartment with bank interest
There is a man who has an amount of money which he deposited in the bank so as to pay the rent of his apartment from the interest that it accrues. He does not have any other resource. Is this lawful?.. More
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His wife insists on investing her money in saving certificates
Investing in govt. Savings certificates is halal or not & my wife insisting to invest her own amount in these certificates but i am refusing coz its not gud & halal and did i have rights to stop her to do not invest?.. More
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Buying a car does not make it permissible to enter into a Riba-based dealing
I have a bank account in a certain bank from which I got a loan on interest, like other banks. At the same time, I provide a monthly sum for an orphan whose father has died. Does the unlawfulness of the interests (of the loan) consume the reward of providing for the orphan? It is noteworthy that I was forced to obtain the loan to be able to buy a.. More
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They help their customers get usurious loans to buy from them
We started a business of selling Air Conditions, Furnaces and water heater etc. If the customer requires we arrange loan with interest form commercial bank for them and we do not charge any thing from our customers for this extra service. (This is not the part of our business still we have to assist them to secure our business) If we do not provide.. More
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Impermissibility of selling gold for any currency on credit
What is the ruling on selling gold for dollars in a credit sale and what is the proof of the ruling? Can a jurist say that gold and dollars are different types, which make it permissible for them to be sold in cash or on credit?.. More
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A loan that yields a benefit to the lender is Riba
I am a computer engineer living in the UK. I want to buy a house but I do not want to take an interest-based loan. A friend of mine recommended an institution based in Manchester to participate with me in buying the house. They will pay 75 percent of the price and I will pay 25 percent. Then they will estimate the house rent value, which is usually.. More
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Tricks do not make Riba (usury) lawful
I wanted an amount of money, so I transferred the ownership of a piece of land that I own on paper to my brother. After this, I went to an authority that sells on installments and told them that I want to buy this land which is worth 200 thousand Riyals. They agreed to buy it from its owner and sell it to me on installments for 260 thousand Riyals... More
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Selling deferred debt for a lesser amount is Riba (usury)
There is a strange transaction that takes place here and that I have never seen the like of it in Islamic Fiqh (jurisprudence). Some sellers go to people at home, make customers and sell them things on installments. As a result, the seller may have ten thousand dollars as a debt that should be paid by his customers. After that, he might be obliged.. More
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Receiving a salary by overdrawing in case it is delayed
I am an employee in the government sector and have a bank account from which I receive my salary. Sometimes, I am forced to receive it by overdrawing, due to the salary being delayed. Please advise us in this respect... More
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You are only obliged to pay the original amount of the loan
Alsalam Alaikum My question is regarding loans. When I was younger I wasnt religious and made a mistake of taking an interest student loan to finance my studies. Alhamdulilla now Allah has shown me the right path to Islam and after completing my studies I am thinking about repayments. I took the loan when I was studying and living in one country and.. More
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Wants to take a Riba-based loan to continue his studies
Assalamu aleykum. We have a system of saving money through savings and credit cooperative societies (SACCO). certain amount is deducted each month from your salary (by your consent) and this amount becomes your share in the society. They provide loans of upto 3 times your share which you repay with an interest of 1% per month (12%per year). i am a.. More
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Taking a loan from a Riba-based bank to start a business
Assalamu alaikum! I am a nigerian working with an interest base bank, i tried hard to get another job but all my efforts are in vain,is it permissable to apply for loan from same institution which I can use to start up my business? Allah bless... More
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