Working in an Oil Company and Health Insurance Is Included in the Package
Fatwa No: 398932


Assalamu Alaikum dear scholars
I work in the HR department of an oil company. Our company gives free health insurance to its employees as part of its benefits package. Our company has a contract with an insurance company and I have nothing to with this contract. Anways, our company gives free coverage meaning the employee does not have to contirbute any money towards it nor is money deducted from the salary. The employee is simply a beneficiary. Now I work in the HR department and may Day to day tasks are as follows:


All perfect praise be to Allah, The Lord of the Worlds. I testify that there is none worthy of worship except Allah, and that Muhammad  sallallaahu  `alayhi  wa  sallam ( may  Allaah exalt his mention ) is His slave and Messenger.

There is no harm on you about your work in the oil company in Human Resources Department in maintenance and other lawful works, and the fact that the company has a contract with an insurance company for its employees does not affect it. What is important is that the employee's work is free from what is forbidden or helping in what is forbidden.

In regard to the insurance that you mentioned in the question, if the worker has the right upon his employer [company] to provide it for him, and the company concluded a contract with the insurance company to provide that service and it refers its employees when needed to the insurance company, then there is nothing wrong with the employee if he is referred to it to get his right, and the sin falls upon his employer because the prohibition of insurance subscription does not necessarily mean that it is forbidden to take one’s right from the insurance company if the latter abides by giving the right [to the person] on behalf of the company where the employee works. The worker here gets only his right.

For more benefit, please refer to Fataawa 325924 and 300787.

Allah knows best.


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